B & B Pawn and Gold
We are one of Mesa Arizona’s most established pawn shops and gold buyers. Centrally located, we have for years been a destination the Mesa community relies on to buy, sell or pawn. B & B Pawn and Gold is built by natives of the valley and reinforced by the communities of Mesa, Tempe and Chandler among other areas of the Phoenix valley. We offer a large number of services such as providing auto title loans (no credit check necessary), immediate cash payouts on items like gold, silver, diamonds, jewelry, electronics, musical instruments and tools.
With a title loan from us, you get to keep driving your car. In times like these transportation is essential. Rarely do banks or other financial institutions allow you a breathable chance at funding opportunities. For whatever you have of value, we are knowledgeable on how to award you the most significant cash payout. Our staff is friendly, approachable and professional. Proudly servicing Mesa, Tempe, Chandler, and Gilbert, we’re your one stop pawn shop!
When You Need Cash Fast, You Have OPTIONS at B & B Pawn and Gold
Collateral lending has been in place for thousands of years. Certainly pawn loans were the first form of “credit building” as they rely on relationships built via personal engagement. Life can hit any of us at any moment and often knocks you on the ground fast with minimal options for recovery/relief. It’s in times like these where taking out a collateral loan can benefit you and we are here to provide that. We engage with our customers and community on a daily basis building relationship with them as a principle foundation.
When the sterility and outrageous requirements of a bank is just too unapproachable, you can find a friend in us. These loans (pawn and auto title) are designed to be short term. We believe in your swift follow through ability! Furthermore, if acting fast just isn’t an option, we have the capability to be flexible with our terms and conditions. It is fully available for our customers to simply come back into the store and renegotiate the terms of their loan. The only requirement is paying the interest due and you get to extend the loan out for another 90 days. Allowing for flexible terms builds rapport and trust with our customers. It’s the most humanistic and least judgmental way of doing business possible.
Temporary Collateral Loans: A Breakdown
In short, pawn/auto title loans work like this:
- Firstly, pawn loan contracts are written out for 3 months/90-days. Arizona law governs all pawn shops within our great state. If you’re able to pay the amount borrowed early, at any time during your loan period, great! Just come in, pay off the loan (and its interest) and take your item home.
- Second, if you’re unable to pay at the end of 90-days, no need to worry. Just come in and pay the interest. As allowed by the law, we will rewrite your loan for an additional 90-days. Arizona lending guidelines state that you can hold onto your cash loan as long as you need while we safeguard your valuable, sentimental items.
- Lastly, after 3 months if you’re still unable to pay the loan amount/interest or don’t feel in the mood to renegotiate your terms, your item defaults and you forfeit ownership. You pay nothing, and your credit score remains untainted. Generally with our loyal customers, if you need another 10-15 days, we’re even happy to hold the item a bit longer at your request. It is your responsibility to make those arrangements with us. Our commitment to being an immediate cash support resource, allows you to redeem your pawn loan if you so choose.
Visit or Chat with Us Today!
In short, we hope this has been helpful at explaining our mission. If you’re in a need of cash whether it’s vacation money, a utility bill or whatever else, bring in your gold, silver, electronics, vehicles or valuables for a quick cash pawn or auto title loan. For a fast, free appraisal and/or payout that gets you on your way come visit B & B Pawn and Gold! Proudly servicing Mesa, Tempe, Chandler, and Gilbert. Always remember we’re here to help and committed to providing the alternative options that humanity desperately needs.